About Us
Located outside of Pittsburgh, PA, in the quaint little town of Beaver, Excel Mortgage Group, Inc. was established in 1990 as the go-to mortgage loan provider for residents of Western Pennsylvania. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.
Founder Bill Roorback has been a mortgage broker since 1985, and his professional experience includes all aspects of residential mortgage lending. Growing up in Western PA, and making his home here with his family, gives him a unique knowledge of the area and how to best serve the residents of Western Pennsylvania.
Bill is a member of the Beaver County Association of Realtors.
Originator NMLS #140581
Company NMLS #140455
NMLS Consumer Website:
https://www.nmlsconsumeraccess.org
Services
We offer a number of loan programs and loan types in order to find the right fit for any homebuyer. We work with select national investors - large wholesale mortgage companies - which allows us to offer our clients very competitive rates.
Types of loans and programs offered include:
Programs
Conventional
A conventional mortgage loan is not insured or guaranteed by the government. Instead, the loan is backed by private lenders. This is the most common form of mortgage loan.
FHA
An FHA loan is a mortgage that's insured by the Federal Housing Administration. Borrowers can obtain an FHA loan with as little as 3.5% down.
VA
A VA loan is a mortgage loan guaranteed by the United States Department of Veterans Affairs. This program assists in supplying home financing to eligible veterans and help veterans purchase properties with no down payment.
USDA
USDA loans are zero-down payment mortgages for rural and suburban homebuyers issued through the USDA loan program by the United States Department of Agriculture.
Types
Refinance
Getting a new mortgage to replace the original is called refinancing. This could be done for a number of reasons: to obtain a lower interest rate, shorten a loan term, lower a mortgage payment, and get cash out.
Purchase
A purchase money loan is a type of mortgage loan used to buy a home. A borrower can apply for a purchase money loan through a mortgage broker, bank, savings & loan, credit union, or private source of funds.
Contact Us
325 Beaver Street, Beaver, PA 15009
Office: (724) 775-3090 | Cell: (724) 462-5151
Fax: (724) 775-3133
